Search results for “Savings”


5 Common Money Mistakes to Avoid in 2022
February 18, 2022

5 Common Money Mistakes to Avoid in 2022

Not Having a Safety Net One of the biggest financial hurdles you may encounter is living from one paycheck to the next. This practice is all-too-common, but that doesn’t mean it won’t set you up for f...


The 7 Best Budgeting Apps for You in 2022
February 28, 2021

The 7 Best Budgeting Apps for You in 2022

Best Overall: Mint Price: Free Mint is one of the most widely used budgeting apps out there. And for good reason. It offers a variety of features to help you track and manage your money. Plus, it has ...


Why It’s Important to Reevaluate Your Budget Every Year
January 10, 2021

Why It’s Important to Reevaluate Your Budget Every Year

Assess the Last Year Before you can improve your finances, it’s important to first figure out where you stand. More specifically, you’ll want to evaluate just how well you performed last year in regar...


What is the Average Down Payment for a House?
October 6, 2021

What is the Average Down Payment for a House?

Tip #1 Reduce Debt While you save some money for a down payment, you will also need to simultaneously maintain a good credit score. This is very important because it helps your chances of being appr...


What is Escrow? Common Questions About Escrow in 2021 Answered
July 28, 2021

What is Escrow? Common Questions About Escrow in 2021 Answered

What is an Escrow Account? Escrow (also known as an impound account) acts like a savings account managed by your mortgage provider. Your escrow account is separate from your mortgage, but every time y...


Mortgage Rate Predictions for 2022
February 15, 2022

Mortgage Rate Predictions for 2022

The Fed is Fighting Inflation – Expect to see Rates Climb First, what is the Federal Reserve? The Federal Reserve (Fed) is the central bank of the United States that serves to regulate the U.S. bankin...


Pros and Cons of Rising Interest Rates
May 3, 2021

Pros and Cons of Rising Interest Rates

Pros of Rising Interest Rates To help battle high inflation in 1981, the Fed raised interest rates to an astronomical 19%. The move was ultimately successful. However, in the interim, those with savin...


3 Financial Tips for Women: What You Need to Know
December 30, 2020

3 Financial Tips for Women: What You Need to Know

Where the Disparity Exists We are all accustomed to hearing about wage gaps between men and women, but the disparity in finances goes so much deeper than that. Some quick facts: Only 40% of women bel...


Merging Finances When You Move in With Someone in 2021
February 8, 2021

Merging Finances When You Move in With Someone in 2021

Questions to Ask Before Merging Finances Some couples choose to open joint accounts right away, while others may decide to keep their money separate, even long after marriage. Regardless of which dire...