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How the Pandemic Affects Buying a Home
In this time of crisis, people are returning to the roots of their humanity and looking to the nostalgic pastimes of generations ago like baking sourdough bread and gardening. The home has once again ...
Tips for Buying a Home in a Seller’s Market
Believe it or not, this is what buying in a seller’s market can be like. These so-called “hot markets” are where housing inventory is low and prices are relatively high. And while these conditions are...
If you’ve built up enough equity in your home, it may be a good idea to go through with a cash-out home refinance. Here are 5 reasons why you might want to. 1. You can use the cash you get for major e...
Comparing the Home Equity Line of Credit (HELOC) & Cash-Out Refinance
Start with Your Home’s Equity Simply put, home equity is the market value of your home. The amount of equity you’ve built throughout the repayment period of your loan is determined by taking the appra...
It’s Open season on Open Houses: 5 Tips for Buying a Home in Spring
The long nights of unforgiving cold are behind us. Flowers are blooming, and spirits are lifting. It must be spring. Warm weather isn’t the only reason we love spring though, it’s also the start of bu...
The Top 6 Questions Homebuyers Have About Closing
What is closing on a home? The closing is a scheduled meeting and your final opportunity to review the transaction and make any changes. When the deal is finalized, you’ll leave the closing table as t...
The Best Time of Year to Buy a Home – Seasons and Timing
The Best Times and Months of Year to Buy a House Fall According to a Zillow analysis of 2016 listing and sales data, 26% of buyers paid above list price in April while in November, just 15% of homes...
Tips on Home Buying with Student Loan Debt
How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt y...
Guide to Government Home Loans in 2022
What is a Government Backed Mortgage? A government backed mortgage is a loan that is insured by the U.S. federal government. There are many different types, each with their own specific requirements a...