Search results for “Home Maintenance”


Why It's Important to Build Wealth with Homeownership
June 21, 2021

Why It's Important to Build Wealth with Homeownership

What Is Wealth? At what point would you consider yourself wealthy? Is it a specific dollar amount in the bank, or simply the point at which you recognize you’ve obtained certain freedoms, like retirem...


Are Home Warranties Worth It?
February 14, 2020

Are Home Warranties Worth It?

What’s the difference between a home warranty and home insurance? Home warranties and home insurance are not the same thing. They both are home care services, but ultimately provide different coverage...


Spring and Summer Homeowner Tips
June 21, 2020

Spring and Summer Homeowner Tips

This time of year is a great time to take a step back and evaluate our living spaces and start fresh with some DIY projects and maintenance. Among many things, this season has been an eye opener for m...


Comparing the Home Equity Line of Credit (HELOC) & Cash-Out Refinance
December 13, 2021

Comparing the Home Equity Line of Credit (HELOC) & Cash-Out Refinance

Start with Your Home’s Equity Simply put, home equity is the market value of your home. The amount of equity you’ve built throughout the repayment period of your loan is determined by taking the appra...


Budgeting for Home Ownership
April 28, 2021

Budgeting for Home Ownership

How Much Are Closing Costs? Buyers need to have cash on hand for closing costs which can amount to between 2% and 5% of the purchase price, depending on which state you live in. Additionally, the more...


What does a HELOC entail?
January 27, 2021

What does a HELOC entail?

The government agency noted that when setting up a HELOC, homeowners typically have to pay an appraisal fee, application fee and potentially a percentage point of the credit limit up front. As with no...


Tips on Home Buying with Student Loan Debt
October 29, 2021

Tips on Home Buying with Student Loan Debt

How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt y...


4 Essentials to Smart Mortgage Decisions
July 6, 2020

4 Essentials to Smart Mortgage Decisions

Homeownership is a dream for many Americans, but most don’t know where to start or are crippled by fears that they’re not prepared. Getting the right mortgage for you is a big part of the homebuying p...


How Much Money Do You Really Need to Save to Buy a House?
January 4, 2021

How Much Money Do You Really Need to Save to Buy a House?

Ongoing expenses Costs that persist over time once you become a homeowner Property taxes Property taxes vary by state and county and are usually included in your monthly mortgage payment. Property tax...