Search results for “Federal Reserve”


What is the Federal Reserve?
May 10, 2021

What is the Federal Reserve?

Why Does the Federal Reserve Raise Interest Rates? According to Investopedia, “the interest rate is the amount a lender charges for the use of assets expressed as a percentage of the principal. The in...


November 26, 2018

Mutual Mortgage Insurance Fund Outperforms for Fourth Year in a Row

The Federal Housing Administration (FHA) said that its Mutual Mortgage Insurance Fund (MMI Fund) exceeded its congressionally mandated minimum reserves in FY2018 for the fourth year in a row.  In its ...


Buying a Home With Student Loan Debt in 2022
January 31, 2022

Buying a Home With Student Loan Debt in 2022

How Do Student Loans Impact Your Finances? Your credit score is one of several factors that lenders look at when evaluating your financial profile for a mortgage. It is determined by how much debt you...


Housing Market is Expected to Stabilize in 2019
December 24, 2018

Housing Market is Expected to Stabilize in 2019

Economic growth is expected to slow in 2019 leading to stabilized home sales and mortgage rates, according to Fannie Mae‘s economic and strategic research group.  A widening trade deficit and moderati...


The No. 1 Sign That We May See a Cooler Spring Home-Buying Market
March 4, 2019

The No. 1 Sign That We May See a Cooler Spring Home-Buying Market

This year's spring home-buying season, when the frenzy typically kicks off for the year, appears to be off to a slow start—particularly in and around some of the nation's most expensive, coastal citie...


Mortgage Interest Rates Predictions
May 10, 2021

Mortgage Interest Rates Predictions

10-Year Treasury Bond The 10-year Treasury yield is closely watched as an indicator of broader investor confidence. This is because Treasury bills, notes, and bonds are considered safe investments b...


How to Buy a House in 2022
March 22, 2022

How to Buy a House in 2022

Step 1: Determine If You’re Ready to Buy a House Are you excited about buying your new home? Know that preparation is a huge step that can save you a lot of time along the way. Rounded up below are ti...


How Your Mortgage Rate is Calculated (and What You Can Do About It)
January 17, 2021

How Your Mortgage Rate is Calculated (and What You Can Do About It)

Why Mortgage Rates Matter If you’re like most homebuyers, there are three mortgage factors that probably concern you most: the closing costs, the monthly payment, and the rate. The lower your mortgage...


How Rising Rates Will Affect You
May 3, 2021

How Rising Rates Will Affect You

Interest Rates are Going Up The March jobs report marks one year since the first pandemic job losses, and even with the improving job numbers, the number of employed Americans is not expected to retur...